Saving today for a better tomorrow.
SAVING MATTERS
Members of Money Matters Community bank can save regularly and easily through payroll deduction or Standing Order.
Save up for that big holiday, those important presents for loved ones or to help secure your future with a rainy day fund, all whilst knowing your money is being put to good use – by letting us help those in need within the community through lending money. There’s more, as a member who saves with the Community Bank you’ll also have a share in the ownership of the CB, giving you a say in how the bank is run, as well as the opportunity to earn dividends!
Our benefits
Here are some more reasons we think that saving with
Money Matters Community Bank might benefit you
FLEXIBILITY
You choose how to save, as much or as little as you like, whenever suits you, with MMCB we want saving to work for you. Pay in cash or cheques in-office, or at one of our collection points, straight from your bank with standing orders or directly from your salary with your employer’s consent through payroll deduction.
SAVE WHILE YOU PAY
If you are successful in applying for a loan with us, you’ll be able to continue adding to your savings whilst you pay it back.
SAVE UP TO £15,000 PER MEMBER
Your money is fully protected by the Financial Services Compensation Scheme.
NO HIDDEN TRANSACTIONS CHARGES OR FEES.
Subject to Community Bank’s annual results.
CHECK YOUR
BALANCE ONLINE
With our online member’s portal your savings will always be at your fingertips, making checking the balance of your Community Bank account and savings accounts easier than ever.
WITHDRAW YOUR SAVINGS WHEN YOU NEED
As long as your saving balances are over and above any loan that you may have, they are available for withdrawal.
FREE LIFE COVER ON SAVINGS
Subject to terms and conditions.
ANNUAL DIVIDEND
Subject to Community Bank’s annual results.
Types of savings
Grow your wealth with our Savings Account options
Cash isa - 4.25% fIXED aer
Tax free savings account
Whether you're saving for the future or just looking for a better return on your money, our Cash ISA offers a great rate with tax-free returns on savings up to the £20,000 annual limit.
Junior cash isa - 4.5% Fixed aer
Grow a nest egg with tax-free returns
Help your child build a brighter future with our competitive Junior Cash ISA. Locked savings until they turn 18.
6 MONTH FIXED TERM - 3.90% AER
Guaranteed returns over a fixed period.
Have savings just sitting there? You can maximise your return by putting it into our 6 month saver. No matter what happens, we guarantee to lock your high rate for the entire period, giving you a promised great return.
60 Day Notice - 3.40% aer
The savings account for medium-term savings goals
Earn more by planning ahead. Lock your savings for a short period in exchange for a higher interest rate.
30 DAY NOTICE - 3.25% AER
The savings account for short-term savings goals
Boost your savings by locking your money away for 30 days. When the period ends, you'll get a great return of 3.25% AER.
Prize saver
Save for the chance to win £5,000!
For every pound (£1) saved in this account, you gain a ticket to the monthly Prize Saver Draw. That gives you over 21 chances to win prizes from £20 to £5,000 every month.
Christmas Saver
Split festive costs over the year
Just a simple savings account for monthly Christmas savings deposit.
Junior saver
A savings account for their biggest moments.
Support your child's future with this simple, instant access savings account with no limits to deposits or withdrawals.
regular Saver
Our basic savings account
This simple savings account comes as standard with every membership.